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Homesafe Second

Find your financial flexibility without a new payment

HomeSafe Second is a fixed-rate second mortgage that allows you to tap a portion of home equity with no change to your first-lien mortgage and no additional monthly mortgage payment required

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You're a homeowner with a traditional mortgage in a good standing who wants to access a portion of you home equity

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How HomeSafe Second Works

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You'll contact your loan officer to discuss how a second mortgage could help and how much you could be eligible for

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You'll apply, including meeting with an independing third-party counselor and having your home appraised

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You'll receive your funds and have room to breathe, with no new monthly mortgage payment required

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You could use the funds to:

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Pay higher interest credit card debt

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Buy a second home

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Cover rising costs at the pump and the grocery store

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Fund long-term care, medical expenses, or emergencies

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Pay for home improvements

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Must be 55+ except in Texas, where minimum age is 62, and Washington, where the minimum age is 60

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Must be current on your first mortgage

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Property must be your primary residence

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Minimum FICO score of 640
(with financial assesstment)

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Must maintain the property and be up-to-date on property taxes, insurance, and any HOA fees

Borrower requirements:

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More flexibility. No new payment.

HomeSafe Second can help you access the equity in your home while keeping your current mortgage and lifestyle

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Let's talk about your options

Book Your Consultation

Book a free consultation today

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